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Sometimes it happens
- an emergency at home or a sickness causes people to cancel their
vacation or interrupt their trip. We hope this doesn't happen
to you, but is does, what about the financial costs involved? And
what about losing you personal belongings or becoming ill while on
your trip?
Because these
unfortunate events can occur, a travel protection plan offered by
Trip Mate Insurance Agency, Inc. is available with all Insight
travel arrangements. This high-quality travel protection plans
covers your vacation investment, your belongings, and most
importantly, you. This travel protection plan covers you
even if you must cancel or interrupt your trip due to a pre-existing
medical condition - if you purchase the plan no later than 2 days
after your initial deposit/payment for your trip and are not
disabled from travel at the time of your plan payment.
Outlined below are the major benefits of the plan. A
"Description" of Coverage" brochure which provides
complete details of the plan, including conditions, exclusions and
limitations will be included with your travel documents and is also
available to you, upon request, at any time prior to your purchase
of the plan.
 Part
A - The Travel Arrangement Protection of this Part A are
provided by Insight
ACCIDENTAL
DEATH & DISMEMBERMENT
$100,000/ $25,000
These benefits are paid is loss occurs within 365 days of a covered
injury which occurs while on your Insight trip. The maximum
benefit while in flight is $100,000. The maximum benefit in
other circumstances is $25,000.
MEDICAL
EXPENSE/EMERGENCY ASSISTANCE
$25,000
Provides reimbursement for reasonable and customary medical expenses
incurred within 365 days of a covered sickness which occurs while on
your trip; emergency dental treatment received during your trip; the
costs for emergency transport to home or an appropriate hospital,
including escort expense (both, if deemed necessary by the attending
physician), for a covered Injury or Sickness which occurs while on
your trip; or the cost of homeward carriage if desceased.
BAGGAGE/TRAVEL
DOCUMENTS
$2,500
Coverage for direct physical loss or damage to your baggage,
passports or visas while on your trip. A $500 maximum limit
applies to jewelry, gems, watches, cameras and camer equipment, and
furs - a $250 per article limit applies to all other items.
If, while on your trip, your baggage is delayed for 24 hours or
more, we will reimburse your up to $250 for the purchase of
neccessary additional clothing and personal articles.
Part
B - The Travel Arrangement Protection of this Part A are
provided by Insight ACCIDENTAL
DEATH & DISMEMBERMENT
$100,000/ $25,000
These benefits are paid is loss occurs within 365 days of a covered
injury which occurs while on your Insight trip. The maximum
benefit while in flight is $100,000. The maximum benefit in
other circumstances is $25,000.
MEDICAL
EXPENSE/EMERGENCY ASSISTANCE
$25,000
Provides reimbursement for reasonable and customary medical expenses
incurred within 365 days of a covered sickness which occurs while on
your trip; emergency dental treatment received during your trip; the
costs for emergency transport to home or an appropriate hospital,
including escort expense (both, if deemed necessary by the attending
physician), for a covered Injury or Sickness which occurs while on
your trip; or the cost of homeward carriage if desceased.
BAGGAGE/TRAVEL
DOCUMENTS
$2,500
Coverage for direct physical loss or damage to your baggage,
passports or visas while on your trip. A $500 maximum limit
applies to jewelry, gems, watches, cameras and camer equipment, and
furs - a $250 per article limit applies to all other items.
If, while on your trip, your baggage is delayed for 24 hours or
more, we will reimburse your up to $250 for the purchase of
necessary additional clothing and personal articles.
The "Description of Coverage" brochure defines
Traveling Companion as a person booked to share accommodations with
you in the same room, cabin, apartment or condominium unit during
your entire trip; Immediate Family Member as the following relatives
- yours or those of your Traveling Companion - spouse, children,
parents, step-parents, parents-in-law, sisters-in-law,
brothers-in-law, sons-in-law, daughters-in-law, aunts, uncles,
nephews and nieces, grandparents, and grandchildren; and Sickness as
an illness or disease of the body which requires treatment by a
Physician. This plan does not cover a loss that results from
an illness, disease, or others condition (of you, an Immediate
Family Member, Traveling Companion or Business Partner), event or
circumstance which occurs at a time when this plan is not in force
for you. Certain exclusions and limitations apply and are detailed
in the "Description of Coverage" brochure. For example,
coverage does not apply to any sickness or condition of you, a
Traveling Companion or an Immediate Family Member traveling with you
that existed during the 90 days prior to the effective date of the
coverages (this exclusion is waived if you purchase coverage no
later than 2 days after your initial deposit/payment for your trip
and you are not disabled from travel when you make your plan
payment), suicide, normal pregnancy, war or any act of war, mental
or nervous disorders. Other Covered Events, as defined,
includes the following events or their consequences: arrangements
canceled by an airline due to inclement weather or an organized
labor strike; a documented traffic accident while en route to
departure; jury duty; destruction of your residence; or a documented
of your residence; or a documented theft of passports or visas.
This summary describes
the nature of the plan in general terms. your "Description of
Coverage:" brochure detailing the provisions of the plan will
be sent to your travel agent when your space is reserved. We
urge you to obtain and review this important document. All
travel protection claims and inquiries must be submitted to the Plan
Administrator: Trip Mate Insurance Agency, Inc., 9225 Ward Parkway,
2nd Floor, Kansas City, MO 64114 Telephone 1-800-888-7292. Pat
B of this plan is underwritten by: Monumental General Casualty
Company (all states except as otherwise noted) and Monumental Life
Insurance Company (AK,CO,HI,KS,ME,MA,MI,MO,NH,NJ,NC,SC,VT,WI,WY)
& AUSA Life Insurance Company, Inc. (NY - except Baggage) &
U.S. Specialty Insurance Company (MN,NY - Baggage).
How
to make your reservation
Call 1-800-942-3301 or 561-687-3301 Atlas Travel who will handle
your reservation and
help you make your other travel arrangements.
Call
1-800-942-3301 to book your Insight tour
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