Take a vacation from worry

You're planning your annual vacation, or the vacation of a lifetime. Either way you don't want to think about canceling or interrupting your trip. Or getting sick. Or losing your luggage.

We know these things happen and we provide travelers peace of mind with a Travel Protection Plan.

Travel Arrangement Protection - Part A

Trip Cancellation & Interruption Protection up to $10,000

Should you cancel or interrupt your Cosmos travel package due to a covered injury, sickness, death your own, or that of a Traveling Companion, or of a member of the Immediate Family or for Other Covered Events as defined, you (in the case of your death, your estate) will be reimbursed up to $10,000: 1) for cancellation charges imposed by Cosmos and/or by any airline that provided direct flight connections to join your Cosmos travel package, if you cancel prior to departure; or, 2) the unused, non-refundable land portion of your Cosmos travel package costs and the additional transport charges paid to return home or to rejoin your original Cosmos travel package (limited to the cost of economy one-way airfare by scheduled carrier, from the point of destination to the point of origin shown on your original travel tickets) if you must interrupt your trip after departure.

Delayed Arrival & Missed Connection Coverage up to $1,000

Should you miss a scheduled flight or your land tour departure because of delay or a public conveyance due to inclement weather, mechanical breakdown, or strike that affects public transportation, you will be reimbursed up to $1,000 for the cost of the extra fare paid to join your Cosmos travel package (limited to the cost of the most economical air or service transport available). Airline-required legal minimum connection times must be observed and the scheduled time between arrival at the tour departure city and the land tour departure must be four hours or longer.

Upgrade Protection up to $1,000

Should your Traveling Companion cancel or interrupt a Cosmos travel package due to a covered injury, sickness, death or for Other Covered Events, you will be reimbursed up to $1,000 for Cosmos charges to change your hotel accommodation for twin to single occupancy (or from triple to twin).

Trip Delay Protection up to $1,000

Should you interrupt a Cosmos travel package due to a covered injury or sickness suffered by you or a Traveling Companion, you will be reimbursed up to $1,000 for accommodations and meals. Coverage begins 12 hours after the tour departs the location where you are detained. There is a maximum limit of $100 per day.

Travel Insurance Benefits - Part B

Baggage & Travel Documents up to $2,500

Pays for items lost, stolen or broken on your trip. Includes borrowed or rented property. Restrictions may apply; please refer to your coverage certificate.

Baggage Delay up to $250

Pays for the purchase of essential items if your bags are delayed for more than 24 hours.

Sickness Medical Expense up to $10,000

Pays sickness medical expenses with no daily limits or deductibles.

Accident Medical Expense up to $10,000

Pays accident medical expenses with no daily limits or deductibles.

Dental Expense up to $1,000

Pays emergency dental expenses with no daily limits or deductibles.

Emergency Medical Transportation up to $15,000

Pays evacuation and transportation expenses as directed by a doctor to the nearest adequate medical facility or home.

Accidental Death & Dismemberment up to $25,000

Pays for direct accidental death or dismemberment 24 hours a day while you are on your trip.

Repatriation up to $15,000

Pays for reasonable and necessary services for transportation of the insured's remains to his or her place of residence.

Flight Accident up to $100,000

Coverage for accidents that occur when traveling on a regularly scheduled flight or charter.

Travel Guard Assistance

Emergency assistance for your peace of mind anywhere in the world!

Advancement of funds to cover emergency medical expenses on your trip.

Telephone interpretation in major languages.

Assistance with replacement of travel documents.

Help in locating local doctors, dentists, or medical facilities

24-hour Livetravel Assistance New Feature!

Livetravel 24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

Live Messaging relay of e-mail or phone message to family, friends or business associates.

Pre-trip Travel Advice around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information all for your planned destination.

Emergency Cash Transfer assistance in coordinating an emergency cash advance.

Waiver of Pre-existing Medical Conditions

The pre-existing medical conditions exclusion is waived if insurance is purchased within 24 hours of initial trip deposit.

Exclusions apply. Please refer to your Certificate of Insurance for complete details.

Questions?

Feel free to call our World Service Center at 1-866-729-5220.
Representatives are available to answer your questions 24 hours a day, 7 days a week.

Travel Arrangement Protection Benefits of Part A are provided by Cosmos and administered by Insure America.

Travel Insurance Benefits of Part B are provided by Insurance Company of North America and administered by Insure America.

The above Travel Protection plan and premiums are valid for 2003 departure dates.

Travel Protection Plus

For those who have selected the Travel Protection Plan on their booking, we will provide the option to purchase our Travel Protection Plus Plan, at an additional cost of only $15.00 per person. Once this coverage has been selected, Globus and Cosmos will allow you to cancel your vacation up to 24 hours (or the prior business day, whichever is farther out) before the scheduled departure for any reason.

If the reason for the cancellation is covered under the normal Travel Protection Plan provisions, the passenger should file a claim with the plan's administrator, Travel Guard 1-866-729-5220, for the penalty retained. In the event the reason for the cancellation is not covered, the cancellation penalty as retained by Globus or Cosmos will be reimbursed in the form of Travel Certificates (less the Travel Protection Plan premium and the Plus supplement). The certificates are non-refundable, non-transferable and will be valid for one year from the date of the originally confirmed departure date.

The standard Travel Protection Plan premium and the $15.00 supplement for the Plus Plan are non-refundable. This supplement must be added and confirmed on the booking within the original deposit period of the booking. The Travel Protection Plus Plan does not cover penalties associated with air not purchased through Globus and Cosmos or cancellation made within 24 hours (or the prior business day, whichever is farther out).