WHY PURCHASE A TRAVEL PROTECTION PLAN:
TRAFALGAR TOURS Total Protection Travel Protection Plan and Preferred Benefits Protection Plan
The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Trafalgar Tours Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.
Plus, If you purchase the Trafalgar Tours Travel Protection Plan within 2 days of your initial deposit/payment for your trip, you receive the added protection of our exclusive Trafalgar Tours Pre-Departure Cancellation Waiver. The Trafalgar Tours Pre-Departure Cancellation Waiver allows you to cancel your Trafalgar Tours travel arrangements 48 hours or more before your scheduled departure FOR ANY REASON NOT COVERED by the Travel Protection Plan provisions. When a cancellation that is not covered by the Travel Protection Plan provisions occurs during a penalty period, your cancellation penalty will be refunded in Trafalgar Tours Travel Certificates, with the balance of the refund either in cash or credit card credit. Please note, the Trafalgar Tours Pre-Departure Cancellation Waiver does not cover penalties associated with air or other travel arrangements not provided by Trafalgar Tours.
Now, we are introducing our Preferred Benefits Protection Program which will be available for purchase in combination with Total Protection. Preferred Benefits means extra protection plus extra peace of mind!
With Preferred Benefits, clients have twice the Medical Expense/Emergency Assistance benefit available than with Total Protection alone (from $25,000 to $50,000) and will be able to cancel or interrupt their trip (and receive a cash benefit for their non-refundable payments) due to terrorist acts in their departure city or in a city which is a scheduled destination for their trip. To be covered, the terrorist acts must occur within 30 days of the scheduled departure date and Trafalgar must receive the Preferred Benefits premium within 2 days of the initial deposit/payment for the trip.
For many travelers, Total Protection alone may meet their travel needs. But, for those who want that extra peace of mind, Preferred Benefits is their ticket to worry-free travel.
The Total Protection Travel Protection Plan is available regardless of your age. Pre-existing medical conditions are covered if your premium is received within two days of your initial deposit or payment for your trip (provided you are not already disabled from travel when you make your plan payment). Below is a brief listing of the Total Protection Travel Protection Plan benefits
PART A: Travel Arrangement Protection Benefits Provided by Trafalgar Tours
SCHEDULE OF COVERAGES - PART A
MAXIMUM BENEFIT AMOUNT
Trip Cancellation / Interruption Up To Trip Cost
Delayed Arrival Included
Occupancy Upgrade Included
Trip Delay (Up To $100 Per Day) $1,000
Why you should purchase Travel Protection
If Your Trip is Canceled or Interrupted, Your Travel Investment is Protected
If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your vacation and your money, as well. The Trafalgar Tours plan protects your travel investment if your trip is canceled or interrupted for a covered reason such as injury, illness or death of you, an immediate family member, or a traveling companion or business partner.
If you must interrupt your trip or return home early for a covered reason, the plan will pay (up to the original cost of your trip) for your unused land or cruise arrangements, less any refund paid or payable, plus the additional air expense to return home or rejoin your trip.
The plan will also pay up to the amount shown on the Schedule of Coverages for the additional cost for a change in the per person occupancy rate if a traveling companion’s trip is canceled and your trip continues.
Trip Delayed? You’re OK!
You’ll be reimbursed up to $100 per day for meals and accommodations (to a maximum of $1,000 total) if your trip is delayed for more than 12 hours for a covered reason.
PART B - Travel Insurance Benefits of this Part B Provided by the Insurance Company(ies) Listed Below
SCHEDULE OF COVERAGES - PART B
MAXIMUM BENEFIT AMOUNT
Accidental Death and Dismemberment
Air Flight $100,000
Any Other Circumstances $25,000
Medical Expense / Emergency Assistance $25,000
Accident Medical Expense Included
Sickness Medical Expense Included
Emergency Dental Expense Included
Emergency Medical Evacuation Included
Baggage / Travel Documents $2,500
Baggage Delay $250
Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!
If you have a serious illness or injury, the last thing you want to worry about is getting the care your need. The Trafalgar Tours Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred within one year of a sickness or injury that began during your trip) to special transportation (such as an air ambulance) required for medical reasons.
Baggage Lost or Damaged? You're Protected!
It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Trafalgar Tours plan, you’ll be reimbursed up to $2,500 to replace or repair your lost or damaged luggage and personal articles.
Baggage Delayed? Need Clothes and Toiletries? Count on us!
The plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your trip.
Accidental Death Benefit
Your beneficiaries will receive payment according to the Plan's Schedule of Coverages for accidental death which occurs within 365 days of an injury sustained while you are on your trip.
The Travel Protection Plan is Administered by:
Trip Mate Insurance Agency, Inc.
9225 Ward Parkway
Kansas City, Missouri 64114
Part B - Travel Insurance is Underwritten by:
Monumental General Casualty Company- NAIC # 468-31232 (all states except as otherwise noted)
Monumental Life Insurance Company- NAIC # 468-66281 (AK, ME, NH, NC, WI, WY)
Stonebridge Casualty Company- NAIC # 0268-10952 (CO, MI, MN, NY, VT)